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Home Insurance

December 23, 2025
Agency

Common Home Insurance Claims: What Alabama Homeowners Should Know

Understanding common homeowners insurance claims can help you avoid unexpected setbacks and make the most of your coverage. is here to support you, whether you’re preventing claims or navigating one. Common Home Insurance Claims in Alabama Alabama’s climate and geography mean certain risks are more prevalent for homeowners. Some of the most common home insurance claims we see include: Storm and wind damage—Severe […]
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April 25, 2025
Agency

The Difference Between Replacement Cost and Actual Cash Value in Home Insurance

When reviewing your home insurance policy, you might notice the terms replacement cost and actual cash value. While they might seem like minor details, the difference between these coverage types could significantly impact your financial recovery after a claim. Understanding Replacement Cost Coverage Replacement cost coverage is designed to help pay to repair or replace […]
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